How to Split a Payment Between Two Cards on Amazon

You can buy items on Amazon using various payment methods, including debit cards, credit cards, and prepaid gift cards. However, if you’re looking to use two or more cards for a single large order, Amazon doesn’t directly provide this option—but there’s now a workaround.

According to Amazon’s website, "You can split payment between one of the accepted credit or debit cards and an Amazon Gift Card, but you can't split payment among multiple cards.” This limitation can be inconvenient if your credit limit is too low or if you have several prepaid VISA, Mastercard, or AMEX gift cards from holidays or birthdays, as these are treated like regular credit cards by merchants.

Fortunately, there are smart solutions to this issue. Read on to discover how to split payments on Amazon.

How to split payments on Amazon

Although Amazon doesn’t allow the use of multiple cards or even two cards for a single purchase, there are solutions to help you bypass this restriction.

How to split payments on Amazon using Amazon Gift Cards

Amazon allows partial payments with an Amazon gift card, enabling you to use multiple cards by purchasing gift cards with each and then applying the combined balance to your order.

Here’s how to do it:

1. Go to Amazon and search for "eGift Cards."
2. Enter the amount you want to charge to your card in the “Enter amount” box.
3. Choose "Email" as the delivery option.
4. Enter your email address in both the "TO" and "FROM" fields.
5. Click “Buy Now.”
6. Add your card as the payment method.
7. Complete the purchase.

Within minutes, you should receive an email containing the gift card code and a "Redeem now" button, which will redirect you to Amazon to load the balance into your account. If you don’t see the email, check your spam folder.

Repeat this process for each card you want to use.

When you're ready to make a purchase, Amazon typically applies the gift card balance automatically. If not, you can check the box labeled “Use my Gift Card Balance of $XXX” or manually enter the gift card code in the "Gift cards & promotional codes" box at checkout.

If you're sharing the cost with someone, such as a friend, partner, or roommate, they can buy and send you an Amazon eGift Card for their portion. You can then add it to your account during checkout.

Although this method is more time-consuming, as it requires purchasing individual gift cards for each card and for each transaction, it can still be a practical solution in certain situations.

Frequently Asked Questions